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I believe my plan from pisrreosgve runs in 6 month increments.Just get a plan where you pay monthly, and cancel it when you will no longer use it.BTW a lot of people do it but in most states you can get in a LOT of legal trouble if you are caught even lose your license. Even if you aren't required by the state to have insurance, if you do get in an accident the other person could sue you for damages. So your parents are doing you a favor!
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